Cryptocurrency Cards Visa/Mastercard

A cryptocurrency card is a virtual or plastic Visa or Mastercard card that allows the owner to conduct transactions with cryptocurrency and convert it into fiat money. Cryptocurrency cards allow you to spend cryptocurrency absolutely wherever debit or credit cards are accepted for payment, and at the time of purchase, the crypto currency is converted into a fiat currency accepted by the seller at the current market rate.

How Crypto Cards Work

Having a crypto card, the user can pay for goods and services in the same way as with a regular bank card. At the same time, the seller does not receive digital coins, but a fiat currency – the one in which he accepts payment. In the process, the cryptocurrency is instantly converted to fiat at the current exchange rate.

Crypto cards are often issued by the most popular payment providers:

Visa

Mastercard

And their partners are responsible for working with cryptocurrency, under whose name the card is issued, for example, the Bybit Card.

In addition to payment, crypto cards can also be used to withdraw cash. The principle is the same – the crypt is converted into fiat, and after that the ATM issues real money.

Do not forget to look at the current data directly on the service sites, as conditions may change.

Cards from crypto exchanges

1Bybit Card

Bybit Card Crypto Card

In early March 2023, the Bybit exchange also opened a card program. Basic conditions:

The release and maintenance are free of charge.

At the initial stage, the card is only virtual, later there will be plastic.

Available to residents of the UK and the EEA, the list of countries will be expanded.

The first users can get 20 bonus USDT by completing a number of tasks.

It is allowed to own only one card at a time.

USDT, USDC, BTC, ETH or XRP as cryptocurrencies to replenish the Bybit Card.

It is not necessary to transfer coins to the card separately. Card balance = your balance for deposits on Bybit.

To order: https://www.bybit.com/fiat/cards

The card is issued in conjunction with Mastercard, and may eventually be added to Google Pay / Apple Pay systems, but this feature has not yet been activated.

2MEXC Card

The MEXC Crypto Card

A virtual card from the MEXC cryptocurrency exchange. It can be issued and activated in a minute, and then used for online purchases around the world.

Features:

To order, the user must undergo extended identity verification and provide a photo.

The balance is replenished in cryptocurrency by transfer from the MEXC account.

The card's payment system is Mastercard.

Available for order from the EEA.

To order: otc.mexc.com/ru-RU/mexcCard

The card is issued free of charge and can be used immediately after activation.

3KuCoin Card

The KuCoin Card Crypto Card

The Visa crypto card from the KuCoin platform offers a wide range of cryptocurrencies. The main declared features at the moment:

Free release and maintenance.

Available for European countries and Britain.

Supports cashback in KCS tokens.

Gives bonuses and benefits to holders.

You can add it to Apple Pay and Google Pay systems.

Find out more about the KuCoin Card.

KuCard supports USDT, BTC and KCS, the list is planned to be expanded.

4Gate Card

Gate Card Crypto Card

Exchange Debit Card Gate.io announced in March 2023.

Free of charge (both order and service)

At the initial stage, the product is available only for countries within the EEA, with planned expansion of zones.

Cashback up to 1%.

Double cashback for the first 90 days.

The opportunity to receive VIP levels on the exchange for using the card.

To order: gate.io/ru/card

The Visa debit card is issued by the Lithuanian company Gate Global UAB, which is part of the general Gate group.

5CoinW Card

CoinW Card

Cards from the CoinW crypto exchange are issued in dollars and can be replenished using cryptocurrency.

Verification is required

Type – Visa

The order is free of charge

The minimum deposit is 30 USD

The commission for replenishment is 2 %

The spending limit is 20,000 USD per day

To order: coinw.com/page/cardlandingpage

It is noteworthy that the card is available for order in Russia, Belarus and most other countries.

6HTX Card

The HTX exchange (Huobi) announced the release of the Visa crypto card in December 2022.

It is planned to issue cards of five categories:

"Scout"

"Navigator"

"Adventurer"

"Researcher"

"Expert"

At first, they will be available only in a few European countries, and later they will be launched for other regions. There will also be some bonuses for owners, such as cashback.

Learn more about the Huobi Visa Card

Cards from payment systems

7AdvCash Card

AdvCash Crypto Card

AdvCash payment system offers users several solutions with crypto cards (none are available for Russia as of 2024):

Europe USD Visa

Europe USD Mastercard

Global Plus Plastic Visa

Global USD Mastercard

Europe EUR Visa

Europe EUR Mastercard

Global Mastercard

Global UnionPay

To order: https://wallet.advcash.com/

AdvCash card offers are constantly changing, keep track of them in your personal account.

8Capitalist Card

Capitalist Maps

The Capitalist payment system supports cryptocurrencies BTC, ETH, USDT (ERC-20 and TRC-20) and virtual Mastercard cards. Their features:

Registration of the card is possible only for a citizen of the European Union.

Turnover up to $80,000 / € per year, up to $20,000 / €

The issue of the card costs approximately 2.95 USD / 2.65 EUR

Maintenance is 2.7 USD / 2.4 EUR per month.

Commission for replenishment from the Capitalist account – 4.7%

The maximum balance is 20,000 USD/EUR

To order: https://www.capitalist.net/

All available cards are virtual.

9Blackcatcard

Blackcatcard Crypto Card

The service allows you to register an application for a card using a mobile application, after which the finished plastic is sent to any point in Europe by standard mail. You can choose any nickname to display on the map. The account is fully managed through the application.

Working conditions with a cryptocurrency card:

Proof of identity is required.

A personal IBAN account is opened for a user (not even a resident of Europe).

The service fee is 2 EUR per month.

ATM withdrawal fee is 1% of the amount, minimum 1.5 EUR.

The limit for cash withdrawals per day is 5000 EUR.

There is a bonus program + cashback.

To order: https://blackcatcard.com/ru/

10Crypto.com Card Visa

Crypto Card Crypto.com

The platform Crypto.com It combines the services of a wallet, a payment system, an exchanger, crypto deposits and loans. You can order a debit card (there are five different types), which is accepted by more than 50 million merchants worldwide. However, it is not delivered to Russia. The types of cards differ from each other in tariffs and rewards (cashback in CRO tokens):

Obsidian. The order requires $400,000 in CRO tokens; 5% cashback.

Frosted Rose Gold / Icy White. To order: $40,000 in CRO; 3% cashback.

Royal Indigo / Jade Green. To order: $4000 in CRO; 2% cashback.

Ruby Steel. To order: $400 in CRO; 1% cashback.

Midnight Blue. No CRO is required for the order; there is no cashback.

In detail: https://crypto.com/cards

11Nexo Card

Nexo Crypto Card

The card of the cryptocurrency platform allows you to spend assets without having to sell them, on the principle of lending, as well as with a cashback of up to 2%. Flexible repayment options are supported.

Features of the work:

The Nexo card can be ordered and managed from the Nexo Wallet application, which gives instant access to the credit line.

There is no account maintenance fee.

Loan rates start from 0% per annum. There are no minimum monthly payments.

There are no transaction fees.

Fast freezing and defrosting in one click.

The card supports a number of different cryptocurrencies, as well as some fiat currencies, in particular, EUR.

In detail: https://nexo.io/nexo-card

12Wirex Mastercard Card

Wirex Crypto Card

The Wirex multicurrency payment card provides real-time conversion and up to 8% cashback for all expenses. It offers fairly high limits and no maintenance fees. You can send money to contacts in a matter of seconds without entering your wallet address or account details. Card ordering is not available for the Russian Federation. The full list of supported countries is here.

Cryptocurrencies: BTC, LTC, ETH, XRP, WAVES, WOLLO, DAI, NANO, XLM and Wirex tokens.

More than 150 different fiat currencies.

There is no fee for delivery and maintenance.

The withdrawal fee is $2.5.

The commission for payment in cryptocurrency is 1% of the amount.

The maximum expenses per day and month are $10,000.

In detail: https://wirexapp.com/

13Coinbase Card

Coinbase Card Crypto Card

Debit Visa for users of the Coinbase exchange, topped up using the balance of this platform. It can be used worldwide for contactless payments or cash withdrawals.

You can choose through the application which cryptocurrency to pay for.

Detailed expense statistics.

Available for order only in the United States, the EU and the UK.

While the physical card is being delivered, you can use a virtual one.

In detail: card.coinbase.com

14Pyypl

The Pyypl Crypto Card

Pyypl is a fintech company focused on the Middle East, Africa and Central Asia, specializing in expanding access to financial services. Pyypl allows you to use basic financial services directly from your smartphone in a safe and affordable way, and also issues virtual and physical cryptocurrency cards.

You can issue a virtual card from your smartphone by confirming your identity.

The card type is Mastercard with NFC support.

Different ways of replenishing the card are supported – both fiat and cryptocurrency, including with Binance.

In detail: pyypl.com

15Bitfree

Bitfree Crypto Card

The company issues cards that allow you to spend US dollars and Hong Kong dollars, replenishing your balance with cryptocurrency. To register, you need to download the Bitfree application and confirm your identity, then apply for a card.

You can top up your account in BTC, ETH or USDT, and then spend dollars/Hong Kong dollars online or from real sellers.

There is no annual fee.

There is a 1.5% commission when paying with a card.

The maximum deposit amount is initially $ 13,000, which can be increased later.

In detail: bitfree.us

16Choose Card

Choose Crypto Card

Previously the project Choose.com It was known as Crypterium. It includes a large set of tools – crypto cards, passive income, purchase and exchange of cryptocurrencies, prediction market, insurance. There is a proprietary CHO token (traded on MEXC, Gate.io ).

Plastic and virtual VISAS are available.

Topping up your account with BTC, LTC, ETH and other assets.

The card can be ordered in 30 European countries.

Delivery is free, express delivery – from 14.99 euros.

The service fee is 2.99 euros per month, but if you replenish the card with at least 299 euros every month, then the fee will be zero.

In detail: choise.com

17Cryptopay Card

Cryptopay Crypto Card

Issues a VISA debit card that allows you to withdraw cash from ATMs and pay sellers of goods and services in the real world. It is convenient to control funds through a mobile application. Cryptopay includes a custodial crypto wallet, opportunities for exchange and earnings on the crypt.

Virtual cards and plastic are offered.

40 crypto assets to replenish, including BTC, ETH, DOT, DOGE.

A physical card costs 5 euros/pounds, a virtual one is free.

The maximum balance is 45,000 pounds or 50,000 euros.

In detail: cryptopay.me/crypto-card/

18Xapo Card

Xapo Card Crypto Card

A debit card issued by XapoBank, a company offering custodial services related to cryptocurrencies. The card is protected by several authentication levels and transaction alerts. You can freeze it, replace it and manage it through the Xapo Bank app.

Cashback from 0.2% to 1.1% from each transaction.

There is no regular fee for use.

The commission is 2% for withdrawing money from an ATM.

In detail: xapobank.com/banking-services/global-debit-card

19Paywithmoon Card

Paywithmoon Crypto Card

The Moon application is installed as an extension to the browser, after which you can order a Visa crypto card there using a Coinbase account or a Lightning wallet.

Only virtual cards.

Available to residents of the USA.

You can pay in the currencies Bitcoin, Litecoin, Ethereum, Bitcoin Cash.

The release and maintenance are free of charge.

In detail: paywithmoon.com

20Gekkard Card

Gekkard Crypto Card

Gekkard is available in digital and plastic formats, both connected to IBAN (International Bank Account Number). You can activate the card online after registration. The payment card is available for residents of the EEA and Switzerland.

The order is free.

International delivery.

Unlimited card-to-card payments.

An additional partner product for crypto investments.

Sending and receiving money without commissions and limits inside Gekkard.

Bonus programs.

In detail: gekkard.com

21Tap Global Card

Tap Global Card Crypto Card

Absolutely free, including shipping, crypto card. There is also a virtual solution. Tap is regulated by GFSC, the Guernsey Financial Services Commission in the offshore area of Guernsey.

It offers zero commissions and favorable exchange rates.

Real-time notifications.

Freeze/defrost in one click in the app.

Replenishment in the crypt or fiat.

In detail: withtap.com

Bitpay Card

Bitpay Crypto Card

Temporarily suspended for March 2024

The cards from the Bitpay wallet are available for the USA. They allow you to instantly top up your balance without a conversion fee. The full range of card management features is included in the Bitpay phone app. An EVM chip and locking options are provided for security. Basic terms of service:

The maximum balance is $25,000.

The maximum cost is $10,000 per day.

The replacement card is $10.

Inactivity fee is $5 per month after 90 days without transactions.

The commission for international currency conversion is 3%.

In detail: https://bitpay.com/card/

22Binance Visa Debit Card

Binance Card Crypto Card

The Binance card program has been suspended.

The world's most popular cryptocurrency exchange opened a pre-order for the Binance crypto card in 2020. Unfortunately, the possibility of delivery of this card is not available for residents of Russia, Ukraine, Belarus, Kazakhstan – states located in Europe are mainly supported.

Conditions:

The user chooses which cryptocurrencies to top up the card with, and can arrange them by priority for spending.

The BNB on the card is counted in the average daily BNB balance.

Cashback up to 8%.

It is possible to add to Samsung Pay and Google Pay.

The second level of KYC is required to order the card.

The first card is free. The reissue will cost 25 euros.

In detail: https://www.binance.com/en/cards

Website: https://www.binance.com/

Other Cryptocurrency cards

In addition to the above, crypto cards are available (already being released or in the plans):

Revolut Card Visa:  https://www.revolut.com/cards.

Legder's Crypto Life Visa Card: https://cl-cards.com/waiting-list/

The Spectrocoin Card Visa: https://spectrocoin.com/en/bitcoin-debit-card.html .

Club Swan Card: https://clubswan.com/cards /.

Monolith Visa Debit Card: https://monolith.xyz /.

Plutus Debit Card Visa: https://plutus.it/card .

Card from Cardbit VISA PREPAID CARD: https://ibandirect.com /.

Robinhood Cash Card: https://www.robinhoodcashcard.com/

Gemini Card: https://www.gemini.com/credit-card

CoinJar Card: https://www.coinjar.com/au/card

Advantages and disadvantages

Positive

A convenient way to spend cryptocurrency without wasting time on exchangers or other methods of cashing out.

The ability not only to pay, but also to withdraw money from ATMs.

Support for linking to Apple Pay / Google Pay.

Cashback or bonuses are often offered.

Compact and stylish appearance.

Minuses

There are no options for Russia, almost all cards are issued for Europe or the USA.

The cost of ordering and servicing is often high, although not everywhere.

High fees for ATM withdrawals.

FAQ

What is a crypto card and why is it needed?

A crypto card is a convenient tool for communication between cryptocurrencies and real life. You can replenish it with digital assets, and then use it to pay for goods and services in real life, while the crypt will be instantly converted into fiat, accepted by the seller, at the current market rate.

Is it possible to use such cards in Russia and are there crypto cards for Russians?

This is problematic, since almost all issuers work only with the European Union and the United States, where there is proper regulation. Cryptocurrency cards with delivery to Russia are currently not offered.

What kind of crypto cards are issued in Belarus?

Virtual and plastic VISA cards from CryptoCourse are available for residents https://cryptocourse.app /. It is issued in BYN, USD or EUR currencies.

What other crypto cards can be ordered for Belarus?

You can confirm your residence address in another country, get a card to this address, and then use it in Belarus. Some issuers block card payments on the territory of Belarus.

Is it possible to order a Vexel crypto card in Russia?

Previously, yes, but now no, the company closed this product due to incompatibility with banking sanctions.

Are crypto cards available in Kazakhstan?

Such a card is issued by the Kazakhstan Intebix exchange together with the Eurasian Bank.

How much does it cost to order a crypto card?

It depends on the company, the price can start from 10 euros and reach 100 euros. It is often possible to issue a virtual card, it is cheaper.

Is there a monthly or annual fee?

It depends on where exactly to open the crypto card. Often, no regular fees are charged.

Where can I use a Visa, Mastercard, etc. crypto card?

Wherever cards of this format are accepted.

Who is responsible for converting to fiat?

The bank or payment provider that the company cooperates with. At the same time, a commission is usually charged for each operation.

Are there any crypto cards without verification?

No, proof of identity is required everywhere.

Do they issue virtual crypto cards?

Yes, this option is much cheaper and you can get it instantly. In addition to those listed in the article, there are also cards on pst.net which can be replenished with cryptocurrencies.

How do I top up a crypto card?

From the account of the exchange / payment system / wallet service where the card was ordered.

For which countries is the Binance crypto card available?

The countries of the EEA (European Economic Area). It is not necessary to be a citizen of such a country, it is enough to confirm the address there.

For which countries is the Bybit crypto card available?

Similarly, for European countries. It is planned to expand the list.

How to make an anonymous crypto card?

Full verification of identity and address is required everywhere to receive a card, even a virtual one.

What kind of cards are there from cryptocurrency exchanges?

Crypto cards issued by exchanges: Binance Card, Bybit Card, MEXC Card, Crypto.com Visa Card, Coinbase Card, Gemini Card.

What are the fees for using a cryptocurrency card?

It depends on the conditions set by the company, as well as on the type of operations. For example, payment via a trading terminal is often not subject to a commission, except in cases when fiat currencies are being converted. But ATM withdrawals are always with a commission, and usually fixed, for example, 5 USD.

What are the advantages of crypto cards?

The ability to spend your cryptocurrency in real life in a faster and more convenient way than if you first withdraw it to fiat through exchanges or exchangers.